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Within the 29-day authorization period, you can issue multiple re-authorizations after the honor period expires. Success of the capture is subject to risk and availability of funds on the authorized funding instrument. PayPal processes the payment in the background.Īn authorization places a hold on the funds and is valid for 29 days.Īfter a successful authorization, PayPal recommends that you capture the funds within the three-day honor period. The Direct Payment API lets buyers who do not have a PayPal account use their credit cards without leaving your website. Note: Purchases through Direct Payment are not covered by the PayPal Seller Protection Policy. You implement the Direct Payment flow using your own code, for which PayPal provides an API operation to process the credit or debit card payment. You implement the Express Checkout flow by calling PayPal's Express Checkout API operations, which guides a buyer through the checkout process.
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Click Checkout with PayPal on your Shopping Cart page to check out with Express Checkout.The following diagram shows the relationship between Direct Payment and Express Checkout to a buyer.įrom your shopping cart, a buyer can either:
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Website Payments Pro also includes standalone applications for accepting payments, such as Virtual Terminal and Fraud Management Filters, for automatic review and management of risk. These payments are immediate, authorized for payment later, recurring, or reference transactions. Express Checkout enables you to accept payments from PayPal accounts in addition to debit and credit cards.Direct Payment enables you to accept both debit and credit cards directly from your site.To accept payments on your website with Website Payments Pro, you can integrate with the Direct Payment and Express Checkout API solutions. Understand the regional differences depending on your merchant country.To learn more about Website Payments Pro, see the overview.For more information, see Set up advanced credit and debit card payments. Our Advanced Debit and Credit solution enables highly customizable custom-card fields and reduced PCI Compliance requirements.
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Important: PayPal isn't accepting new users for this feature, and we require existing users to upgrade to our Advanced Debit and Credit solution that supports EMV 3DS (3DS 2.0) for PSD2. Website Payments Pro also includes PayPal's Express Checkout and Virtual Terminal. Merchants and developers can use Website Payments Pro to accept credit cards, debit cards, and PayPal payments directly on their website.